Belen Railway Employees Credit Union is a strong and stable institution established in 1955 to provide financial services to its members and was founded on the credit union philosophy of “People Helping People”.


BRECU is a not-for-profit financial organization that serves BNSF employees and their families.


BRECU is a member-owned financial cooperative organization operated by the volunteer members formed into governing bodies. A Board of Directors governs the overall operations of the Credit Union and the Supervisory Committee examines those operations. Our earnings go back to the member in the form of affordable loans, competitive rates on accounts and other valuable services.


BRECUis a State-chartered credit union, organized under strict regulatory laws that are monitored and enforced by the National Credit Union Administration, an agency of the U.S. Government. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. You may visit the NCUA site for more information at


MISSION STATEMENT- Belen Railway Employees CU strives to provide the highest quality service to BNSF employees and their families. We are dedicated to meeting the needs of our members by offering low loan rates, paying high dividend rates and earning their trust and confidence by operating in an ethical and financially sound manner.

“Keeping our Railroad Family on Track”


Membership Qualification   Who Can Join?

  • Employees of the BNSF Railway and major affiliates.
  • Members of their immediate family.
  • Employees of the Belen Railway Employees Credit Union.