Term Share Certificates (click for rates)

Saving Rates – July 1, 2015

Savings Accounts*
Up to $99,999.99
$100,000.00

APR
.25%
.50%

APY
.25%
.50%

IRA Savings*

APR
1.0%

APY
1.0038%
*Rates are subject to change without notice.  APY= Annual Percentage Yield

Cars and Trucks
2017 through 2015*
2016 through 2013
2012 through 2007
2006 through 2000

Maximum Term
Up to 72 Months**
Up to 72 Months**
Up to 72 Months**
Up to 48 Months
APR (as low as)
1.99%
3.49%
4.99%
5.99%
Repayment example: $10,000 loan @ 3.49% for 72 months = payments of $154.14

Recreational Vehicles
RV Camper/Motor Homes
Boats, Motorcycles

Maximum Term
Up to 72 Months**
Up to 72 Months**

APR (as low as)
6.25%
6.25%
Repayment example: $10,000 loan @ 8.90% for 72 months = payments of $179.76

Other Loans
Signature (personal)
Share secured^

Maximum Term
48 Months
72 Months**

APR (as low as)
9.0%***
Current rate + 2.00%
Repayment example: $10,000 loan @ 3% for 72 months = payments of $151.94

Mortgage Loans****
1st Mortgages only

Maximum Term
15 Yrs

APR (as low as)
Call for rates

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Rates and Terms are based on credit experience. Some restrictions may apply. All loans are subject to approval. Rates are subject to change without notice. APR is an abbreviation of Annual Percentage Rate. Longer terms require a higher APR.
*2015/2017 w/<1000 or not Previously Titled
**72 month financing available on loans over $15,000. Member must qualify for 72 month financing.
***Rate based on relationship pricing
**** The loan to value ratio (LTV) may not exceed 80% of appraised value or purchase price whichever is less. 7 year call maturity (84 monthly payments and final balloon payment).
^ 1 year call and 3% Minimum APR